/* Artikelpagina's — blogverhaal en kennisbankantwoord. Prefix ar-. */

.ar-prog{position:fixed;top:0;left:0;height:3px;background:var(--accent);width:0;z-index:60;transition:width .1s linear}

/* ---------- kop ---------- */
.ar-hd{max-width:1360px;margin:0 auto;padding:26px 20px 0}
.ar-hd .kick{display:flex;align-items:center;gap:10px;font-size:12.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--brand)}
.ar-hd .kick i{font-style:normal;color:var(--ink-4)}
/* hyphens+overflow-wrap: lange samenstellingen als "annuleringsverzekering" en
   "gezondheidsverklaring" passen op 375px in geen enkel woordbreekpunt, en
   duwden de hele pagina opzij (424px breed op een scherm van 375). */
.ar-hd h1{font-size:clamp(33px,3.7vw,53px);letter-spacing:-.042em;line-height:1.04;margin:14px 0 0;max-width:26ch;hyphens:auto;overflow-wrap:break-word}
.ar-hd .sub{margin:15px 0 0;font-size:19px;line-height:1.55;color:var(--ink-2);max-width:66ch;text-wrap:pretty}
.ar-hd .by{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-top:20px;padding-top:16px;border-top:1px solid var(--line);font-size:14.5px;font-weight:600;color:var(--ink-3)}
.ar-hd .by .pf{width:34px;height:34px;border-radius:99px;background:var(--dark);color:#fff;display:grid;place-items:center;font-size:13.5px;font-weight:800;letter-spacing:.01em}
.ar-hd .by b{color:var(--ink);font-weight:700}
.ar-hd .by .sh{margin-left:auto;display:flex;gap:6px}
.ar-hd .by .sh button{height:30px;padding:0 12px;border-radius:99px;border:1.4px solid var(--line);background:var(--surface);font:inherit;font-size:14px;font-weight:700;color:var(--ink-2);cursor:pointer}
.ar-hd .by .sh button:hover{border-color:var(--line-3)}

.ar-lead-img{max-width:1360px;margin:22px auto 0;padding:0 20px}
.ar-lead-img figure{margin:0;border-radius:var(--r-l);overflow:hidden;border:1px solid var(--line)}
.ar-lead-img img{width:100%;aspect-ratio:21/9;object-fit:cover;display:block}
.ar-lead-img figcaption{font-size:13.5px;font-weight:600;color:var(--ink-4);margin-top:8px}

/* ---------- twee kolommen ---------- */
.ar-wrap{max-width:1360px;margin:0 auto;padding:30px 20px 10px;display:grid;grid-template-columns:1fr 320px;gap:52px;align-items:start}
.ar-body{max-width:none;min-width:0}
.ar-body>*{max-width:68ch}
.ar-body p{font-size:18.5px;line-height:1.68;color:var(--ink-2);margin:0 0 17px;text-wrap:pretty}
.ar-body p b{color:var(--ink)}
.ar-body h2{font-size:29.5px;letter-spacing:-.035em;line-height:1.18;margin:38px 0 13px;scroll-margin-top:84px}
.ar-body h2:first-child{margin-top:0}
.ar-body h3{font-size:20.5px;letter-spacing:-.028em;margin:26px 0 9px}
.ar-body ul,.ar-body ol{margin:0 0 18px;padding-left:20px}
.ar-body li{font-size:18px;line-height:1.6;color:var(--ink-2);margin-bottom:9px;text-wrap:pretty}
.ar-body li b{color:var(--ink)}
.ar-body a:not(.btn){color:var(--brand);text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1.4px}
.ar-body a:not(.btn):hover{color:var(--ink)}
.ar-body figure{margin:24px 0;max-width:none}
.ar-body figcaption{font-size:14px;font-weight:600;color:var(--ink-4);margin-top:9px}

/* samenvatting bovenaan */
.ar-key{background:var(--surface-2);border:1px solid var(--line);border-radius:var(--r-l);padding:19px 22px;margin:0 0 28px;max-width:none}
.ar-key .h{font-size:12.5px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--ink-4)}
.ar-key ul{margin:11px 0 0;padding-left:19px}
.ar-key li{font-size:17px;line-height:1.55;margin-bottom:8px}
.ar-key li:last-child{margin-bottom:0}

/* citaat */
.ar-quote{margin:30px 0;padding:0 0 0 20px;border-left:3px solid var(--accent);max-width:56ch}
.ar-quote p{font-size:25px;line-height:1.36;letter-spacing:-.028em;font-weight:700;color:var(--ink);margin:0}
.ar-quote cite{display:block;margin-top:10px;font-size:14px;font-style:normal;font-weight:700;color:var(--ink-4)}

/* getallenrij binnen de tekst */
.ar-nums{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin:26px 0;max-width:none}
.ar-nums>div{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-m);padding:15px 17px}
.ar-nums .v{font-size:30.5px;font-weight:800;letter-spacing:-.038em;line-height:1}
.ar-nums .l{font-size:14px;font-weight:600;color:var(--ink-3);margin-top:7px;line-height:1.45}

/* tabel */
.ar-tbl{width:100%;border-collapse:collapse;margin:22px 0;font-size:16.5px;max-width:none}
.ar-tbl th{text-align:left;font-size:12.5px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--ink-4);padding:9px 12px;background:var(--surface-2);border-bottom:1px solid var(--line)}
.ar-tbl td{padding:12px;border-bottom:1px solid var(--line);color:var(--ink-2);line-height:1.5}
.ar-tbl td b{color:var(--ink);font-weight:800;letter-spacing:-.02em}
.ar-tbl tr:last-child td{border-bottom:0}
.ar-tbl caption{caption-side:bottom;text-align:left;font-size:13.5px;font-weight:600;color:var(--ink-4);padding-top:9px}

/* stappen */
.ar-steps{counter-reset:s;margin:22px 0;display:grid;gap:8px;max-width:none}
.ar-steps li{counter-increment:s;list-style:none;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-m);padding:15px 17px 15px 52px;position:relative;margin:0;font-size:17px}
.ar-steps li::before{content:counter(s);position:absolute;left:15px;top:14px;width:24px;height:24px;border-radius:99px;background:var(--dark);color:#fff;display:grid;place-items:center;font-size:13.5px;font-weight:800}
.ar-steps li b{display:block;margin-bottom:3px;font-size:17px;letter-spacing:-.02em}

/* let op / methode */
.ar-note{background:var(--cheap-bg);border:1px solid var(--cheap-ink);border-radius:var(--r-m);padding:16px 18px;margin:24px 0;max-width:none}
.ar-note .h{font-size:12.5px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--cheap-ink);margin-bottom:7px}
.ar-note p{font-size:16.5px;line-height:1.6;margin:0;color:var(--ink-2)}
.ar-note p+p{margin-top:9px}
.ar-warn{background:#fdf3f0;border-color:var(--high-ink)}
.ar-warn .h{color:var(--high-ink)}

/* inline CTA */
.ar-cta{background:var(--dark);border-radius:var(--r-l);padding:22px 24px;margin:28px 0;display:grid;grid-template-columns:1fr auto;gap:22px;align-items:center;color:#fff;max-width:none}
.ar-cta .t{font-size:20.5px;font-weight:800;letter-spacing:-.03em}
.ar-cta .s{font-size:15.5px;color:rgba(255,255,255,.66);margin-top:6px;line-height:1.5;max-width:52ch}
.ar-cta .btn{background:var(--accent);border-color:var(--accent);color:#fff}

/* bronnen */
.ar-src{border-top:1px solid var(--line);margin-top:36px;padding-top:20px;max-width:none}
.ar-src .h{font-size:12.5px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--ink-4);margin-bottom:11px}
.ar-src ol{padding-left:19px;margin:0}
.ar-src li{font-size:15.5px;line-height:1.55;color:var(--ink-3);margin-bottom:7px}

/* auteur */
.ar-au{display:grid;grid-template-columns:52px 1fr;gap:16px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-l);padding:20px 22px;margin-top:24px;max-width:none}
.ar-au .pf{width:52px;height:52px;border-radius:99px;background:var(--brand);color:#fff;display:grid;place-items:center;font-size:19px;font-weight:800}
.ar-au .n{font-size:17.5px;font-weight:800;letter-spacing:-.025em}
.ar-au .r{font-size:14px;font-weight:700;color:var(--brand);margin-top:2px}
.ar-au .b{font-size:15.5px;line-height:1.6;color:var(--ink-3);margin-top:8px}

/* nuttig? */
.ar-help{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-l);padding:18px 22px;margin-top:24px;display:flex;align-items:center;gap:14px;flex-wrap:wrap;max-width:none}
.ar-help .t{font-size:17px;font-weight:700;letter-spacing:-.02em}
.ar-help .bs{display:flex;gap:7px;margin-left:auto}
.ar-help button{height:36px;padding:0 16px;border-radius:99px;border:1.4px solid var(--line);background:var(--surface);font:inherit;font-size:15.5px;font-weight:700;color:var(--ink-2);cursor:pointer}
.ar-help button:hover{border-color:var(--line-3)}
.ar-help button.on{background:var(--dark);border-color:var(--dark);color:#fff}
.ar-help .tx{font-size:14.5px;font-weight:600;color:var(--ink-3)}

/* vergelijkkaarten (wel/geen recht e.d.) */
.ar-cmp{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:38px 0}
.ar-cmp>div{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-m);padding:20px 22px;display:flex;flex-direction:column;gap:10px}
.ar-cmp .t{font-size:13.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;display:flex;align-items:center;gap:8px}
.ar-cmp .t::before{content:"";width:9px;height:9px;border-radius:99px;background:currentColor;flex:0 0 auto}
.ar-cmp .l{font-size:17.5px;line-height:1.6;color:var(--ink-2);margin:0}
.ar-cmp .no .t{color:var(--high-ink)}
.ar-cmp .yes .t{color:var(--cheap-ink)}
.ar-cmp .maybe .t{color:var(--ink-4)}

/* ---------- zijkolom ---------- */
.ar-side{position:sticky;top:74px;display:grid;gap:9px}
.ar-toc{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-l);padding:16px 18px}
.ar-toc .h{font-size:12.5px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--ink-4);margin-bottom:10px}
.ar-toc a{display:block;font-size:15.5px;font-weight:600;line-height:1.4;color:var(--ink-3);padding:6px 0 6px 11px;border-left:2px solid var(--line)}
.ar-toc a:hover{color:var(--ink)}
.ar-toc a.on{color:var(--ink);font-weight:700;border-left-color:var(--accent)}
.ar-fx{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-l);overflow:hidden}
.ar-fx .h{padding:12px 16px;background:var(--surface-2);border-bottom:1px solid var(--line);font-size:12.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-4)}
.ar-fx .rw{display:flex;align-items:baseline;justify-content:space-between;gap:12px;padding:10px 16px;border-bottom:1px solid var(--line);font-size:14.5px}
.ar-fx .rw:last-child{border-bottom:0}
.ar-fx .k{color:var(--ink-3);font-weight:600}
.ar-fx .v{font-weight:800;letter-spacing:-.02em;text-align:right}
.ar-side .gs.dark{background:var(--dark);border:0;border-radius:var(--r-l);padding:18px 20px}
.ar-rel{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-l);padding:16px 18px}
.ar-rel .h{font-size:12.5px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--ink-4);margin-bottom:11px}
.ar-rel a{display:block;padding:9px 0;border-top:1px solid var(--line);font-size:15.5px;font-weight:700;letter-spacing:-.02em;line-height:1.35;color:inherit}
.ar-rel a:first-of-type{border-top:0;padding-top:0}
.ar-rel a:hover{color:var(--brand)}
.ar-rel a span{display:block;font-size:13.5px;font-weight:600;color:var(--ink-4);margin-top:3px}

/* ---------- ruimer, wit ---------- */
body.ar-page{background:#fff}
body.ar-page .crumb{padding-top:22px;padding-bottom:2px}
.ar-page .ar-hd{padding-top:40px}
.ar-page .ar-hd h1{font-size:clamp(37px,4.3vw,64px);line-height:1.02}
.ar-page .ar-hd .sub{font-size:22px;line-height:1.6;margin-top:20px}
.ar-page .ar-hd .by{margin-top:30px;padding-top:22px;font-size:15.5px}
.ar-page .ar-lead-img{margin-top:34px}
.ar-page .ar-lead-img figcaption{font-size:14px;margin-top:11px}
.ar-page .ar-wrap{padding-top:52px;gap:76px}
.ar-page .ar-body>*{max-width:740px}
.ar-page .ar-body p{font-size:20.5px;line-height:1.72;margin-bottom:22px}
.ar-page .ar-body h2{font-size:34px;margin:56px 0 18px}
.ar-page .ar-body h3{font-size:23px;margin:36px 0 12px}
.ar-page .ar-body li{font-size:20px;line-height:1.65;margin-bottom:12px}
.ar-page .ar-body ul,.ar-page .ar-body ol{margin-bottom:24px}
.ar-page .ar-body figure{margin:36px 0}
.ar-page .ar-body figcaption{font-size:14.5px;margin-top:12px}
.ar-page .ar-key{padding:26px 30px;margin-bottom:40px}
.ar-page .ar-key li{font-size:18.5px;line-height:1.6;margin-bottom:11px}
.ar-page .ar-key ul{margin-top:15px}
.ar-page .ar-quote{margin:44px 0;padding-left:26px}
.ar-page .ar-quote p{font-size:29.5px;line-height:1.34}
.ar-page .ar-quote cite{font-size:14.5px;margin-top:13px}
.ar-page .ar-nums{gap:14px;margin:38px 0}
.ar-page .ar-nums>div{padding:22px 24px}
.ar-page .ar-nums .v{font-size:36px}
.ar-page .ar-nums .l{font-size:15.5px;margin-top:9px}
.ar-page .ar-tbl{font-size:18px;margin:32px 0}
.ar-page .ar-tbl th{padding:12px 15px;font-size:12.5px}
.ar-page .ar-tbl td{padding:16px 15px}
.ar-page .ar-tbl caption{font-size:14.5px;padding-top:12px}
.ar-page .ar-steps{margin:32px 0;gap:12px}
.ar-page .ar-steps li{font-size:18.5px;padding:20px 24px 20px 60px;line-height:1.6}
.ar-page .ar-steps li::before{left:20px;top:19px;width:26px;height:26px;font-size:14px}
.ar-page .ar-steps li b{font-size:18.5px;margin-bottom:5px}
.ar-page .ar-note{padding:22px 26px;margin:36px 0}
.ar-page .ar-note p{font-size:18px;line-height:1.65}
.ar-page .ar-note p+p{margin-top:12px}
.ar-page .ar-note .h{margin-bottom:10px}
.ar-page .ar-cta{padding:30px 34px;margin:44px 0;gap:30px}
.ar-page .ar-cta .t{font-size:23.5px}
.ar-page .ar-cta .s{font-size:17px;margin-top:9px}
.ar-page .ar-src{margin-top:56px;padding-top:26px}
.ar-page .ar-src li{font-size:16.5px;line-height:1.6;margin-bottom:9px}
.ar-page .ar-au{padding:26px 30px;margin-top:34px;gap:20px}
.ar-page .ar-au .n{font-size:19px}
.ar-page .ar-au .r{font-size:15.5px}
.ar-page .ar-au .b{font-size:17px;line-height:1.65;margin-top:10px}
.ar-page .ar-help{padding:24px 28px;margin-top:20px}
.ar-page .ar-help .t{font-size:18.5px}
.ar-page .ar-side{gap:14px}
.ar-page .ar-toc{padding:20px 22px}
.ar-page .ar-toc a{font-size:16px;padding:8px 0 8px 13px}
.ar-page .ar-fx .h{padding:14px 20px}
.ar-page .ar-fx .rw{padding:13px 20px;font-size:15.5px}
.ar-page .ar-rel{padding:20px 22px}
.ar-page .ar-rel a{padding:12px 0;font-size:16.5px}
.ar-page .ar-side .gs.dark{padding:22px 24px}
.ar-page .ft{margin-top:56px}
.ar-page .ed-qa{grid-template-columns:1fr;gap:0;border-top:1px solid var(--line)}
.ar-page .ed-q{background:transparent;border:0;border-bottom:1px solid var(--line);border-radius:0;padding:0}
.ar-page .ed-q summary{padding:20px 0;font-size:20.5px;gap:20px}
.ar-page .ed-q summary::after{font-size:25px;font-weight:600}
.ar-page .ed-q .an{padding:0 0 22px;font-size:18.5px;line-height:1.68;max-width:62ch}

@media(max-width:1140px){
  .ar-wrap{grid-template-columns:1fr;gap:26px}
  .ar-page .ar-wrap{gap:40px;padding-top:36px}
  .ar-side{position:static;grid-template-columns:1fr 1fr;display:grid}
  .ar-toc{display:none}
  .ar-nums{grid-template-columns:1fr}
  .ar-cmp{grid-template-columns:1fr}
  .ar-cta{grid-template-columns:1fr}
  .ar-body>*{max-width:none}
}
@media(max-width:760px){
  .ar-side{grid-template-columns:1fr}
  .ar-hd h1{font-size:33px}
  .ar-body p{font-size:18px}
  .ar-page .ar-hd h1{font-size:37.5px}
  .ar-page .ar-body p{font-size:19px}
  .ar-page .ar-body h2{font-size:28px;margin-top:42px}
  .ar-hd .by .sh{margin-left:0;width:100%}
}

body.wt.ar-page .ar-hd h1{font-size:clamp(37px,4.3vw,62px)}
body.wt.ar-page .top{height:62px}

/* fijnafstemming na de schaalslag */
body.wt.ar-page .ar-body p{font-size:19px;line-height:1.72}
body.wt.ar-page .ar-body li{font-size:18px}
body.wt.ar-page .ar-body h2{font-size:31px}
body.wt.ar-page .ar-cmp .l{font-size:17px;line-height:1.6}
body.wt.ar-page .ar-tbl{font-size:17px}
body.wt.ar-page .ar-key li{font-size:17.5px}
body.wt.ar-page .ar-note p{font-size:17px}
body.wt.ar-page .ar-steps li{font-size:17.5px}